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Todd J. Desjardins

Principal | CPA, CFE

A Principal in the Financial Services Practice Group, Todd provides audit, accounting, and consulting services to banks, credit unions, employee benefit plans, and broker dealers. He has advised financial institutions on loan modifications and the impact COVID-19 has on the calculation of the allowance for loan losses.

Todd’s expertise in the financial statement audit process supports clients as they navigate the complex issues and new pronouncements in the financial services industry, helping them make the right choices where it matters most. A Certified Fraud Examiner, Todd is involved in BerryDunn’s forensic accounting and fraud engagements. In addition, he helps clients implement internal controls that can mitigate the risk of material error or fraud.

Todd is BerryDunn’s Quality Assurance Principal. In this role, he coordinates the firm’s audit and accounting technical resources.

A Principal in the Financial Services Practice Group, Todd provides audit, accounting, and consulting services to banks, credit unions, employee benefit plans, and broker dealers. He has advised financial institutions on loan modifications and the impact COVID-19 has on the calculation of the allowance for loan losses.

Todd’s expertise in the financial statement audit process supports clients as they navigate the complex issues and new pronouncements in the financial services industry, helping them make the right choices where it matters most. A Certified Fraud Examiner, Todd is involved in BerryDunn’s forensic accounting and fraud engagements. In addition, he helps clients implement internal controls that can mitigate the risk of material error or fraud.

Todd is BerryDunn’s Quality Assurance Principal. In this role, he coordinates the firm’s audit and accounting technical resources.

Experience highlights

Todd helps clients with a variety of issues, including:

  • Accounting pronouncement adoption and implementation
  • FDICIA and SOX compliance
  • Internal control audits and consulting
  • Strengthening of internal controls
  • Fraud risk management
  • Forensic accounting

Presentations

  • Accounting Update, presented to the Massachusetts Bankers Association
  • Fraud and Internal Controls: Strategies for Managing Your Assets, BerryDunn Webinar
  • Loan Loss Reserves: A Financial Institution's Perspective, Lorman Webinar
  • Fraud Risk Management, presented to the Massachusetts Bankers Association
  • Troubled Debt Restructurings, presented to the Massachusetts Bankers Association 
  • Allowance for Credit Losses Disclosure, presented to the Maine Bankers Association

Memberships and committees

  • American Institute of Certified Public Accountants
  • Maine Society of CPAs
  • Association of Certified Fraud Examiners

Insights

Articles

Press Releases

Resources

Success Stories

Education

BS, Accounting, University of Southern Maine, 1999

Certifications

  • CPA
  • CFE